Financial investment – Purple Ribbon Project http://purpleribbonproject.com/ Thu, 28 Oct 2021 06:43:35 +0000 en-US hourly 1 https://wordpress.org/?v=5.8 https://purpleribbonproject.com/wp-content/uploads/2021/10/icon-12.png Financial investment – Purple Ribbon Project http://purpleribbonproject.com/ 32 32 How Yann Darwin Changed Thousands of Lives Through His Teaching on Financial Investing https://purpleribbonproject.com/how-yann-darwin-changed-thousands-of-lives-through-his-teaching-on-financial-investing/ Tue, 26 Oct 2021 20:57:00 +0000 https://purpleribbonproject.com/how-yann-darwin-changed-thousands-of-lives-through-his-teaching-on-financial-investing/ Yann Darwin teaches people how to grow their money through real estate and more. Yann-Loic Chort, or Yann Darwin as it is called, is one of the greatest minds of investment in France. Yann is an experienced investor who has spent most of his career researching, structuring and closing investment transactions in different portfolios. Yann […]]]>

Yann Darwin teaches people how to grow their money through real estate and more.


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Yann-Loic Chort, or Yann Darwin as it is called, is one of the greatest minds of investment in France. Yann is an experienced investor who has spent most of his career researching, structuring and closing investment transactions in different portfolios. Yann is also widely known for his selfless personality and his desire to educate others about the world of investing. He runs one of the largest investment YouTube channels in France, where he regularly shares insightful investing concepts with his audience.

Yann is a certified international wealth and investment manager. Throughout his career, he created and developed numerous companies. His expertise lies mainly in the real estate field. He is also a founding partner of the Greenbull Group, an internationally renowned financial company. Greenbull offers a number of services in the areas of finance, insurance, real estate, education and training. The company is mainly established in France, Switzerland and the United Arab Emirates, with the objective of growing to become the world leader in personal finance. Currently, Greenbull Group is home to a team of over 80 people. The company is worth $ 60 million, with the probability of hitting the $ 120 million mark by the summer.

The road to success in the real estate industry has not been without challenges and setbacks. During his ten years in the industry, Yann says he has had to learn and understand how the industry works. Yann has taken it upon himself to educate and enlighten other people on the potentials of the real estate industry.

The self-taught investment mogul has transformed thousands of lives around the world with his teachings. Throughout his programs, Yann focuses on educating people to invest and make the money that’s right for them. For him, money means nothing without the freedom and the ability to focus on what is essential in your life. Yann strongly believes that money works for you and often sees it as a vital skill that every individual should have.

Yann attributes his success in business and investing to a product of trial and error. He went through a series of challenges that made him appreciate the importance of resilience as an investor. The experience has also taught him the need for an investor to have in-depth knowledge and excellent fund management skills. It’s the same kind of knowledge that Yann passes on to other inspiring and even well-established investors.

The investment world has also taught him the importance of having confidence in his abilities. You need a decisive mindset to survive in the industry. Its greatest caution towards other investors is to refrain from seeking validation. A good investor is recognized by his ability to analyze an investment opportunity and make the right decision that will align with his goals and ambitions.

Yann keeps a positive approach for the years to come. Its objective is to achieve greater success with the Greenbull Group and obtain international recognition.

We hope you like the items we recommend and discuss! MUO has affiliate and sponsored partnerships, so we get a share of the revenue from some of your purchases. It won’t affect the price you pay and helps us provide the best product recommendations.


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Manulife Financial: Investment Management Appoints Kevin Headland and Macan Nia as Co-Heads of Investment Strategy https://purpleribbonproject.com/manulife-financial-investment-management-appoints-kevin-headland-and-macan-nia-as-co-heads-of-investment-strategy/ Mon, 25 Oct 2021 15:31:10 +0000 https://purpleribbonproject.com/manulife-financial-investment-management-appoints-kevin-headland-and-macan-nia-as-co-heads-of-investment-strategy/ $ CA unless otherwise specified TSX / NYSE / PSE: MFC SEHK: 945 TORONTO, 25 October 2021 / CNW / – Manulife Investment Management announced today that it has appointed Kevin headland and Macan Nia as co-head of investment strategies for his wealth management business in Canada. The duo have been an integral part of […]]]>

$ CA unless otherwise specified

TSX / NYSE / PSE: MFC SEHK: 945

TORONTO, 25 October 2021 / CNW / – Manulife Investment Management announced today that it has appointed Kevin headland and Macan Nia as co-head of investment strategies for his wealth management business in Canada. The duo have been an integral part of the Capital Markets Strategy team for the past decade and are being promoted to positions effective immediately.

Headland and Nia are veterans of from Canada the financial services industry, each in a variety of increasingly senior investment roles at Manulife. Both are currently Senior Investment Strategists at Manulife Investment Management with strong advisor relationships and a global perspective across a range of asset classes. They regularly provide a range of in-depth commentary through podcasts, analyst reports and investment notes, as well as in the media and at industry events.

“Investors today are overwhelmed by a constant stream of market and economic data, news and other information. As a result, accurate and original information that cuts the noise and simplifies complex markets and economic issues is more in demand than ever, ”said Catherine milum, asset sales manager, Manulife Investment Management, Canada. “Kevin and Macan systematically provide expert commentary and analysis, leveraging a behavioral approach to investing that helps our partner financial advisors chart the course for investors through a variety of economic cycles, periods of rapid growth to those marked by volatility and uncertainty. are proud to give advisors unparalleled access to their expertise.

Manulife Investment Management Chief Economist Francoise Donald said, “Macan and Kevin have been an integral part of the team for over 10 years, and no one is better positioned to provide continuity and support to help our clients navigate markets and create better wallets.

Headland and Nia succeed Philippe petursson. In their new roles, they will continue to create positive outcomes for their clients by analyzing and interpreting the markets and the economy. They work with macroeconomic strategists and portfolio management teams to provide advisors and investors with input on strategies and asset allocation weighting to help them make better decisions going forward and build stronger portfolios.

On Manulife Investment Management

Manulife Investment Management is the global wealth and asset management segment of Manulife Financial Corporation. We draw on more than a century of financial stewardship and all of our parent company’s resources to serve individuals, institutions and pension plan members around the world. Based at Toronto, our cutting-edge capacities in public and private markets are reinforced by an investment footprint that covers 18 geographic areas. We complement these capabilities by providing access to a network of unaffiliated asset managers from around the world. We are committed to investing responsibly in all of our activities. We develop innovative global frameworks for sustainable investing, collaborate with the companies in our securities portfolios and maintain a high level of stewardship where we own and operate assets, and we believe in supporting financial well-being through of our workplace pension plans. Today, plan sponsors around the world rely on our expertise in pension administration and investment to help their employees plan, save and experience a better retirement.

Kevin Headland, Co-Head of Investment Strategy, Manulife Investment Management, Canada (CNW Group / Manulife Investment Management)

Manulife Investment Management logo (CNW Group / Manulife Investment Management)

THE SOURCE Manulife Investment Management

© Canada Newswire, source Canada Newswire English


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Smart financial investment for this Diwali-Aditya Damani https://purpleribbonproject.com/smart-financial-investment-for-this-diwali-aditya-damani/ Thu, 21 Oct 2021 08:55:06 +0000 https://purpleribbonproject.com/smart-financial-investment-for-this-diwali-aditya-damani/ Depending on the financial goal, risk appetite and length of an investor, one can choose from several options currently available including mutual funds, stocks, commodities and real estate or from a multitude government securities and bonds. The holiday season in India marks one of the best times to embark on the financial investment journey – […]]]>

Depending on the financial goal, risk appetite and length of an investor, one can choose from several options currently available including mutual funds, stocks, commodities and real estate or from a multitude government securities and bonds.

The holiday season in India marks one of the best times to embark on the financial investment journey – whether it’s buying commodities like gold or silver or investing in the latest. actions ahead, there are many investment options this Diwali.

Depending on the financial goal, risk appetite and duration of the investor, one can choose from several options currently available including mutual funds, stocks, commodities and real estate or from a multitude government securities and bonds.

Having a diversified portfolio is of the utmost importance for an investor.

But why is this the case?

Well, there are few reasons: it’s because all types of asset classes hardly work in tandem – different asset classes move in different directions at different times. One would assume that since a particular mutual fund performs well at any given time, it is best to invest in it at that time, but the market timing is very difficult.

For example, it often happens that while the stock markets go down, the prices of gold and silver go up! Therefore, asset allocation through a variety of investment tools is essential as it helps an investor stay afloat even during tough times.

Now, the world of financial investing offers a range of asset classes to choose from. The main ones that make your portfolio interesting are:

Actions / Actions: Invest directly through equities in the capital markets

Mutual fund : Investing in mutual funds through systematic investment plan (SIP) instruments

Fixed income: These include term deposits, debt securities, money markets, government and corporate bonds.

Merchandise : Metals like gold and silver are some of the best investments in asset classes during Diwali.

Immovable: Despite several opinions, real estate investments are very profitable. Investing in a Real Estate Investment Trust (REIT) this Diwali is a good option, especially at a time when crude prices are almost skyrocketing. REITs will not only guarantee better returns, but will also ensure that their income is not taxed, since the government has granted them transfer status.

As an investor, if you are considering choosing certain asset classes, it is best to select them based on your risk appetite, goals, and time horizon.

Now, when it comes to the best investment tools in terms of time horizon, mid to long term open end mutual fund SIPs are one of the best.

Supervised by a fund manager, one can easily start a SIP with a minimum amount of Rs 500. There are several options from which an investor can choose. Open funds are offered by almost all fund houses and other large financial institutions, including banks.

Recently, capital markets have hit an all-time high; however, if you are looking for debt mutual funds in order to diversify your portfolio, it is more advisable to look for other options instead of the first one.

Since the Franklin fiasco last year after the first phase of foreclosure, the SEBI has ended up introducing some tough rules, especially for top fund managers and other guidelines for the mutual fund space. of debt. This shocked the industry and the sentiments of retail investors collapsed.

However, staying invested is necessary especially when a market correction is underway. And in this scenario, other alternative investment assets are needed to build a strong portfolio that can help generate good returns. Some different asset classes that are worth considering for this Diwali include:

Non-convertible bonds: – Non-Convertible Debentures (NCDs) are fixed income instruments issued by well-rated companies as a public issue aimed at long-term capital appreciation. These instruments offer a relative interest compared to convertibles.

Market Related Obligations (MLD): – They are a kind of debt instrument whose payment is not regularly defined, but linked to an underlying security or index such as BSE Sensex or 10-year government securities. These are formed by wrapping derivatives and DEMs. One of the main advantages of investing in LDMs is the major tax benefit offered. These are only taxed at 10% if they are sold on the market after one year.

Sovereign Gold Bond: – These types of bonds are generally considered substitutes for the accumulation of physical gold and are G securities denominated in grams of gold. The Reserve Bank of India issues the bonds on behalf of the Indian government.

Diwali is one of the best times to make good financial investments. Currently, the country’s economic landscape is also conducive to making some major investments.

So consult your financial advisor, set your goals, and then take the plunge as you prepare for Diwali celebrations.


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Manulife Financial: Investment Management’s GRESB Assessments Highlight Strength of Its Sustainability Integration for Real Estate and Infrastructure https://purpleribbonproject.com/manulife-financial-investment-managements-gresb-assessments-highlight-strength-of-its-sustainability-integration-for-real-estate-and-infrastructure/ Mon, 18 Oct 2021 13:30:10 +0000 https://purpleribbonproject.com/manulife-financial-investment-managements-gresb-assessments-highlight-strength-of-its-sustainability-integration-for-real-estate-and-infrastructure/ Global Real Estate Portfolio Ranked # 1 in Its Peer Group for Sustainability Leadership TSX / NYSE / PSE: MFC SEHK: 945 $ US unless otherwise specified BOSTON, October 18, 2021 / CNW / – Manulife Investment Management today announced the results of its GRESB 2021 assessments for real estate and infrastructure. GRESB assessments compare […]]]>

Global Real Estate Portfolio Ranked # 1 in Its Peer Group for Sustainability Leadership

TSX / NYSE / PSE: MFC SEHK: 945

$ US unless otherwise specified

BOSTON, October 18, 2021 / CNW / – Manulife Investment Management today announced the results of its GRESB 2021 assessments for real estate and infrastructure. GRESB assessments compare the environmental, social and governance (ESG) performance of funds, companies, and real estate and infrastructure assets, providing investors with standardized data to help assess complex sustainability issues. Manulife Investment Management The 2021 assessment recorded above-average scores for real estate and infrastructure. The company’s global real estate portfolio was also recognized as a leader in the GRESB sector, ranking first in its peer group in the “Diversified – Office / Industrial” category in the Americas Category.

“We are satisfied with the results of the GRESB 2021 assessment as we are in an excellent position with above-average scores for real estate and infrastructure,” said Christoph schumacher, responsible for real estate assets, Manulife Investment Management. “Sustainable management will continue to be essential and is an expectation of investors in real assets. Responsible stewardship is imperative to protect and increase the value of our assets and the GRESB ESG Benchmark helps us maintain and improve results and demonstrate our commitment to ESG integration for clients. “

In 2021, more than 2,227 real estate and infrastructure entities, representing US $ 6.4 trillion in the assets have been covered by the GRESB assessments and are included in the ESG GRESB reference system.

“We are proud to have been named a GRESB Industry Leader in a year where global real estate appraisal participation increased by 24%,” said Regan smith, responsible for real estate sustainability, Manulife Investment Management. “This is a significant achievement for us as we work to transition to a low carbon economy. It’s also great to see increased participation from our peers, as improved engagement with a standardized baseline demonstrates the industry’s desire to achieve greater transparency of ESG data. ”

Real estate appraisal
Manulife Investment Management was one of the 1,520 real estate companies, REITs, funds and developers who participated in the GRESB real estate appraisal, representing US $ 5.7 trillion assets under management. The GRESB ESG Benchmark covers nearly 117,000 assets worldwide declared at asset level. Manulife Investment Management real estate portfolio obtained a GRESB score of 88 out of 100 possible points for both management and performance and a GRESB green star. The strength of the company’s GRESB assessment for real estate this year can be partially attributed to the following activities: reductions in use across all utilities (energy, water, waste) and greenhouse gas emissions ( GHG), increasing energy and GHG data coverage for industrial, commercial and residential portfolios, maintaining high green building certification rates and increasing the number of properties being tracked ENERGY STAR and an internal portfolio-level physical climate risk and resilience assessment.

Infrastructure assessment
Manulife Investment Management infrastructure funds were ranked among 149 funds totaling $ 343 billion assets under management. The strength of the company’s GRESB fund assessments for infrastructure can be attributed to the development and implementation of more robust ESG processes and tools, the assessment of ESG risks and opportunities during due diligence and post-review. investment, improving ESG reporting practices, and ensuring ESG’s continued accountability across the organization and infrastructure team members. Manulife Investment Management does not submit to the assessment of GRESB infrastructure assets for benchmarking performance at the asset level.

Manulife Investment Management the capacities of global private markets include real estate, infrastructure, forestry, agriculture, and private equity and credit totaling more than US $ 53 billion in assets under management. For more information on Manulife Investment Management private markets, please click here.

On Manulife Investment Management

Manulife Investment Management is the global wealth and asset management segment of Manulife Financial Corporation. We draw on more than a century of financial stewardship and all of our parent company’s resources to serve individuals, institutions and pension plan members around the world. Based at Toronto, our cutting-edge capacities in public and private markets are reinforced by an investment footprint that covers 18 geographic areas. We complement these capabilities by providing access to a network of unaffiliated asset managers from around the world. We are committed to investing responsibly in all of our activities. We develop innovative global frameworks for sustainable investing, collaborate with the companies in our securities portfolios and maintain a high level of stewardship where we own and operate assets, and we believe in supporting financial well-being through of our workplace pension plans. Today, plan sponsors around the world rely on our expertise in pension administration and investment to help their employees plan, save and experience better retirement.

From June 30, 2021, Manulife Investment Management assets under management and administration, including assets under management for other segments of Manulife, totaled Canadian dollars $ 1.0 trillion (WE $ 834 billion). Not all offers are available in all jurisdictions. For more information, please visit manulifeim.com.

About GRESB

GRESB is a mission-driven, industry-led organization that provides standardized and validated environmental, social and governance (ESG) data to financial markets. Created in 2009, GRESB has become the main ESG benchmark for real estate and infrastructure investments around the world, used by 140 institutional and financial investors to inform decision-making. For more information, visit GRESB.com

GRESB sector leaders are the best performers by sector and by region among GRESB assessments. The entity with the best score, as well as the entities with a score within 1 point of the best score in a category are recognized as Sector Leaders.

Cision

View original content to download multimedia: https://www.prnewswire.com/news-releases/manulife-investment-managements-gresb-assessments-highlight-strength-of-its-sustainability-integration-for-real-estate -and -infrastructure-301402259.html

THE SOURCE Manulife Investment Management

© Canada Newswire, source Canada Newswire English


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Capital One’s financial investment of $ 10,000 in 2011 has become this today https://purpleribbonproject.com/capital-ones-financial-investment-of-10000-in-2011-has-become-this-today/ Thu, 14 Oct 2021 15:20:23 +0000 https://purpleribbonproject.com/capital-ones-financial-investment-of-10000-in-2011-has-become-this-today/ “Only buy something that you would be perfectly happy to keep if the market closed for 10 years.” – Warren Buffett Warren Buffett’s wisdom reflects a value-based investment philosophy whereby investors buy stocks in a Business, and encourages strategic thinking on investment horizon. Before placing a buy order for a stock, a great question we […]]]>

“Only buy something that you would be perfectly happy to keep if the market closed for 10 years.”

– Warren Buffett

Warren Buffett’s wisdom reflects a value-based investment philosophy whereby investors buy stocks in a Business, and encourages strategic thinking on investment horizon. Before placing a buy order for a stock, a great question we can ask ourselves is whether we would still be comfortable making the investment. if we couldn’t sell it for many years?

A “buy and hold” approach may require a time horizon that spans an extended period of time – perhaps even over a ten-year holding period. Suppose such a “buy and hold” investor considered purchasing shares of Capital One Financial Corp (NYSE: COF) in 2011. Let’s see how such an investment would have worked for this buy and hold transaction. . investor:

Start date: 14/10/2011
$ 10,000

14/10/2011
$ 45,111

10/13/2021
End date: 10/13/2021
Starting price / share: $ 42.06
Final price / share: $ 162.10
Starting share: 237.76
End of actions: 278.40
Dividends reinvested / unit: $ 13.30
Total return: 351.29%
Average annual yield: 16.25%
Initial investment: $ 10,000.00
End of investment: $ 45,111.57

As noted above, the ten-year investment result has performed exceptionally well, with an annualized rate of return of 16.25%. This would have turned a $ 10,000 investment made 10 years ago into $ 45,111.57 today (as of 10/13/2021). On a total return basis this is a result of 351.29% (something to consider: how might COF stocks behave over the course of the Following 10 years?). [These numbers were computed with the Dividend Channel DRIP Returns Calculator.]

Dividends are always an important investment factor to consider, and Capital One Financial Corp has paid out $ 13.30 / share in dividends to shareholders over the past 10 years we looked at above. Lots of investors alone investing in stocks that pay dividends, so this component of total return is always an important consideration. Automated reinvestment of dividends in additional stocks can be a great way for an investor to compound their returns. The above calculations are made assuming that dividends received over time are reinvested (the calculations use the closing price on the ex-date).

Based on the most recent annualized dividend rate of 2.4 / share, we calculate that the COF has a current yield of around 1.48%. Another interesting data point we can look at is “return on cost” – in other words, we can express the current annualized dividend of 2.4 from the original purchase price of $ 42.06 / share. . This corresponds to a return on cost of 3.52%.

Another great investment quote to consider:
“A risk-reward ratio is important, but so is an aggravation-satisfaction ratio. “ – Muriel Siebert


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LETTER: Despite the global pandemic, the financial investment industry is booming https://purpleribbonproject.com/letter-despite-the-global-pandemic-the-financial-investment-industry-is-booming/ Tue, 28 Sep 2021 07:00:00 +0000 https://purpleribbonproject.com/letter-despite-the-global-pandemic-the-financial-investment-industry-is-booming/ BradfordToday has received the following letter from reader Steven Kaszab regarding the role of the pandemic in helping us become more self-reliant and financially savvy. There will be a big reset of investments globally. Many of us have saved some income, putting it together for the day when we can look to our future optimistically. […]]]>

BradfordToday has received the following letter from reader Steven Kaszab regarding the role of the pandemic in helping us become more self-reliant and financially savvy.

There will be a big reset of investments globally. Many of us have saved some income, putting it together for the day when we can look to our future optimistically. Covid-19 may have damaged our economies, devastated our medical / health systems and claimed many lives in our neighborhood and abroad, but the financial investment industry is booming and ready to make some noise .

We have been encouraged to buy locally, to value our local businesses and establishments that provide our neighbors with local products, services and jobs. We need to look to our local contractors, manufacturers and service providers as places to invest. The world of global investment comes with uncertainties, high risks and moral demands. Are we investing in areas of the economy that do not fit our moral compass? The world’s most profitable companies are also the most corrupt and immoral. Child labor, unregulated waste disposal, immoral labor practices, harvesting unnecessary remedies without replenishing the environment. Lots to think about. Are you investing locally nationally, or locally / internationally in the Americas and the Caribbean? Do you think of the favorite of decades, investing in Asia and China? Are you going to support a hostile market like China, or invest strategically in specific preferable markets, for example India or Singapore? After all, profit is just that … Profit. Do you take it where you can?

Hasn’t this pandemic taught us to be more self-sufficient in all things? The pandemic has shown us how cruel and uncertain international trade can be. The Canadian government has contracted millions of doses of vaccines from China, and what’s going on, but China is telling Canada to let go and use the vaccines they’ve made for their own citizens. This makes sense, but also shows us how international and domestic politics will affect our results.

Canadian businesses need investments from Canadian investors. Self-sufficiency in the financial sector should point us towards Canadian projects. The Ring of Fire is a huge investment opportunity. The world’s largest needed mineral deposits and an investor’s dream. Simply accessing the mining fields requires massive investments in roads, transportation, and employment opportunities. Long term investment where pensions are made. Canadian technologies that can become the international flavor of the month also need investment. Look at your local dining establishments as possible investment targets. If you can’t help a neighbor by helping yourself, where is the world?

Spend your money wisely, looking for investments that have tax reduction potential. The IRS will soon be upon us, trying to pay off our huge national debt through possible increases in every tax under the sun.


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Evergrande uses personal financial investments to fill funding gaps https://purpleribbonproject.com/evergrande-uses-personal-financial-investments-to-fill-funding-gaps/ Tue, 21 Sep 2021 13:36:58 +0000 https://purpleribbonproject.com/evergrande-uses-personal-financial-investments-to-fill-funding-gaps/ Evergrande, a Chinese real estate developer in crisis, has used billions of dollars raised by selling wealth management products to retail investors to fill the funding gap, according to a senior executive at the company in Shenzhen. He also reimbursed other wealth management investors. Evergrande’s financial advisers have sold a wide range of products, including […]]]>

Evergrande, a Chinese real estate developer in crisis, has used billions of dollars raised by selling wealth management products to retail investors to fill the funding gap, according to a senior executive at the company in Shenzhen. He also reimbursed other wealth management investors.

Evergrande’s financial advisers have sold a wide range of products, including apartment owners, and managers have persuaded their subordinates to invest, said an executive in Evergrande’s wealth management division.

One executive suggested that the product should not be offered because it is too risky for the average individual investor. Executives were chatting with an angry investor who was trying to recover the money at the company’s headquarters in Shenzhen during a meeting attended by the Financial Times.

Safe and stable returns “backed by Evergrande” were at the heart of marketing. Company executives said 80,000 investors have 40 billion RMB ($ 6.2 billion) in excellent Evergrande wealth management products.

The Hong Kong-listed group is one of the largest real estate developers in China and the most indebted in the world. Last year, it was worth HK $ 320 billion (US $ 41 billion), but its market value has dropped to $ 3.7 billion. The Default Approach The offshore bond and creditors are scrambling for repayment.

The company’s problems boosted the global market on Monday, the Hong Kong Hang Seng Index closed at its lowest level since October last year and Wall Street posted the worst daily loss in four months. The Evergrande share price fell 7% on Tuesday, with an annual loss of around 85%.

However, stock prices were generally flat on Tuesday, with the Hang Seng index up 0.5% and the STOXX 600 index in Europe up 1% in the afternoon session. Mainland Chinese markets remained closed due to public holidays.

Thousands of retail investors, as well as banks, suppliers and foreign investors, are borrowing money from Evergrande and fear they will not be paid back if the real estate group collapses. Other Chinese developers such as Baoneng, Country Garden, Sunac, and Kaisa also sell wealth management products.

Evergrande was last week by Ding Yumei, wife of founder Hui Ka Yan. Buy $ 3 million worth of the company’s investment products at the Support Show.

“My parents spend most of their savings on 200,000 RMB, not much by Evergrande’s standards. [wealth management products]The daughter of an investor who asked her to be identified by name Xu said.

She said Evergrande’s financial adviser, located in the tower of an apartment built by a central China company, persuaded her mother to invest. “If they didn’t buy the developer’s apartment, they wouldn’t trust Evergrande’s wealth products,” she said. “They wanted to ease the financial pressure of buying expensive cancer drugs. [for Xu’s mother], There is nothing else. “

Last week, Xu was among hundreds of people who visited Evergrande’s headquarters in Shenzhen in the hope of recouping their investment.

40 billion RMB for wealth management products is little compared to the total developer debt of 2 trillion RMB.

Last week, hundreds of homebuyers, retail investors and entrepreneurs from Evergrande gathered at the real estate group’s headquarters in Shenzhen to get their money back © Noel Celis / AFP / Getty

An investor named Rosy Chen and an employee of her husband Evergrande invested 100,000 RMB this year in a product that promotes 11.5% annual income at the behest of one of their bosses. According to the investment agreement, the money was used to “supplement” the working capital of a company called Hubei Gandant Material.

The contract stated that Evergrande’s branch was dealing with the product, but another Evergrande branch ensured that Gangdun in Hubei would reimburse Chen in the event of default.

“At first we were waiting, but when we saw we were one of the only family members altogether. [Evergrande] We will not buy the division, so we have decided to invest as well, ”Chen said. “We thought Evergrande wouldn’t cheat on our employees.”

The contracts and bank statements FT saw on a handful of wealth management products showed investor money flowing to small businesses in Hubei Province and the coastal city of Qingdao. According to business records, many, like Hubei Gran 墩, have recently changed ownership and management. No company responded to repeated phone calls or messages asking for comment.

In an interview with local media, an Evergrande financial advisor said the proceeds were a form of “supply chain finance”.

Money from retail investors may have flowed to their suppliers in recent years, but Shenzhen Evergrande executives who accept retail investors have said that is no longer the case.

Asked about Hubei Gangdun, one of Evergrande’s wealth management executives, it was just a paper company. “WMP’s income has been used to fill the various funding gaps facing the parent company,” said an executive. “You don’t have to figure out where the money actually went.

“Some of WMP’s revenue was used to reimburse previous products, but sales fell, making it difficult to continue with our business model,” he admitted.

“A lot of people… If investors aren’t rewarded they can be arrested for financial fraud,” he said. “Our products weren’t for everyone. But our local salespeople ignore this when marketing and target everyone to meet their sales goals. I did it. “

The developers have six senior executives this week facing a “severe sentence” for securing the early redemption of investment products after individual investors were told they would not be redeemed on time.

It is not clear whether Evergrande included RMB 40 billion in WMP on its balance sheet debt.

“We would expect some of that to be included in total debt… but it’s difficult to verify because there was no detailed disclosure in the financial statements,” Moody’s Investors Service Senior Credit said. . Analyst Cedric Rye said.

Nigel Stevenson of GMT Research agreed that it is not clear how Evergrande described the WMP. “If finances are discovered, more horrors can be discovered,” he said.

Evergrande liquidates individual investors with deferred repayments, future apartment or parking lot swaps, or outstanding debts owed to the company for previous apartment purchases, instead of immediate cash repayments. Offers.

An investor named Hou in central Anhui, who invested 100,000 RMB, said he was monitoring the situation closely. He said Evergrande was wondering if investors could “really offer these future apartments” offered in lieu of the redemption and would no longer invest money to buy it.

Yet he did not give up hope. “Evergrande will probably survive! ” He said.

Evergrande did not respond to the request for comment.


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Shinhan Financial Investment Improves Online Trading Service for Foreign Currency Bonds https://purpleribbonproject.com/shinhan-financial-investment-improves-online-trading-service-for-foreign-currency-bonds/ Mon, 13 Sep 2021 07:00:00 +0000 https://purpleribbonproject.com/shinhan-financial-investment-improves-online-trading-service-for-foreign-currency-bonds/ Shinhan Investment Headquarters / Courtesy of Shinhan Investment Shinhan Investment announced on September 13 that it upgraded its online foreign currency bond trading service on September 10. With this update, Shinhan Investment expanded its stocks so that it is possible to buy and sell Brazilian government bonds denominated in real as well as foreign bonds […]]]>
Shinhan Investment Headquarters / Courtesy of Shinhan Investment

Shinhan Investment announced on September 13 that it upgraded its online foreign currency bond trading service on September 10.

With this update, Shinhan Investment expanded its stocks so that it is possible to buy and sell Brazilian government bonds denominated in real as well as foreign bonds denominated in dollars.

In addition, a chart function to check bond stocks and interest rate trends by day, and a screen to check government bond rates by country have been added.

It also provides a bond guide for clients new to bonds.

With the concept and basic terminology of bonds, investment methods and investment risks, as well as brokerage processes and fees, and cash flow simulations by investment amount, it is now possible to easily and accurately understand investment information.

Meanwhile, Shinhan Investment has opened a service that allows you to buy and sell foreign dollar-denominated bonds, including U.S. government bonds, for a small amount of $ 100 or more via mobile in 2019.

저작권자 © Korea IT Times 무단 전재 및 재배포 금지


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What is the best financial investment https://purpleribbonproject.com/what-is-the-best-financial-investment/ Thu, 12 Aug 2021 07:00:00 +0000 https://purpleribbonproject.com/what-is-the-best-financial-investment/ Oliver has a cryptocurrency wallet worth between $ 40,000 and $ 50,000, but his quest to become a first-time home buyer turns out to be unsuccessful, with the Sydneysider claiming he was “blown out of the woods”. water “whenever he tried to bid on a spot. That leaves the 26-year-old, who didn’t want his last […]]]>

Oliver has a cryptocurrency wallet worth between $ 40,000 and $ 50,000, but his quest to become a first-time home buyer turns out to be unsuccessful, with the Sydneysider claiming he was “blown out of the woods”. water “whenever he tried to bid on a spot.

That leaves the 26-year-old, who didn’t want his last name shared, in a curious situation. With house prices soaring and a healthy portfolio, should he focus on investing and abandon his real estate dream?

“It’s been a long hunt. I visited almost 70 homes and competed in 10 and lost every one of them. The average I lost with is $ 200,000 to $ 300,000 above asking price, it’s a bit flat, ”he told news.com.au.

“At 26 we all work hard, everyone works hard with the Australian dream in mind of having your own property. It’s something I’ve been working on since I was 18 or 20 and it seems like every weekend I go to houses and it feels a bit further away.

“I lost a property that I thought was incredible, that had a price guide of $ 1.2 million and sold for $ 1.6 million – the real estate agent would laugh.”

RELATED: How One Woman Scored At Home With Just $ 50,000

The employee at the software company is looking for a two-bedroom, two-bathroom apartment with his girlfriend, from Neutral Bay to Chatswood, with a down payment of around 20-30%.

His interest in cryptocurrency was manifested when he was studying economics and hearing stories of people in America buying pizza for 50 bitcoins.

Liking the idea that crypto is a “traditional market disruptor,” he decided to take the plunge.

“It’s basically a new stock market and there’s this rapidly enriching mentality at 20 where you might think that one day I can become a billionaire,” he said.

In 2015, he decided to invest nearly $ 10,000 in the first year but was quick to point out that his strategy was to use money that was not essential for life.

“The advantage of cryptocurrency, unlike the Australian stock exchange, is that there is no minimum to invest. You can start with $ 1 and I remember I started with $ 15, ”he said.

Riding the ups and downs in crypto prices – he remembers being on vacation and bitcoin peaked at $ 24,000 before crashing the next day – didn’t panic him as he’s here for the long haul. .

But the millennial is concerned that a number of people think crypto is their ticket to driving a Lamborghini at the age of 30.

“I think right now if you look at who’s buying cryptocurrency in Australia it’s the younger population, everyone from 18 years old is jumping in with $ 50 to $ 100 and the 25 to 30-year-olds are looking at how to increase their savings so that they can play in a higher housing bracket or buy a property, ”he said.

“But the point is, it’s not regulated, that means it fluctuates and you can make a lot of money, so there’s a big appetite and young Australians love it, but there’s also a nature playful. There is certainly a huge danger in that it is essentially educated gambling … but if you look through social media it seems like everyone is getting richer and buying Lamborghinis from crypto. cash. This is the danger that my generation and the generation below me face as the market continues to grow.

RELATED: A Woman’s 10-Year Epic ‘Slog’ For Buying A Home

Cryptocurrency will always be part of his investment portfolio, but he doesn’t want to put all his eggs in such a risky basket, with the dream of owning it.

“A home is a great base … and it’s an asset that will never really lose money, not with our population rates and the growth of our properties and it’s one of the few assets that won’t pay off. no capital gains tax as a primary residence, “he said.

Cryptocurrency and residential real estate are the chalk and cheese of investing, according to Steve Mickenbecker, group director and financial expert at financial comparison site Canstar.

“Yet crypto is the darling of the current market and ownership the perennial favorite,” he said.

“Residential real estate has a long established history of steady capital appreciation, albeit punctuated by booms and corrections, and sits at the lower end of the risk scale.

“Crypto has a short lifespan, in its current forms has limited intrinsic value and no continuous cash flow. It is a speculative investment that fluctuates wildly. Yet fortunes have been made from crypto and some will be. lost. “

For investors who don’t get enough adrenaline from the vanilla crpto, they can steer investment with derivatives – options, CFDs and futures – to increase the thrill and danger of living on the limit, a- he declared.

“Diversification is a sound general investment principle, and real estate and crypto can be part of a diversified investment portfolio, provided investors understand the risk they are taking and place limits on investments at high risk in particular, ”he said.

For Fred Schebesta, co-founder of Finder, he sees cryptocurrency as a more accessible and easier to make investment compared to the broader ownership commitment.

“For crypto, the biggest fear is a sharp drop in value, but the best thing to do is view it as a long-term investment and ignore the day-to-day volatility,” he said. .

“For real estate, the concern is that you are buying too much and leveraging too much and potentially losing your property if interest rates rise.

“Our August research shows that nearly 150,000 Australian households would be in financial trouble if their mortgage rates rose out of the cycle – and that’s with rates at all-time low.”

Christopher Zinn, of the online financial advice platform Life Sherpa, said at this point that crypto can be an unregulated bet, but it’s cheaper than buying houses and arguably more fun.

“Some young Australians have done very well on the crypto roller coaster ride, but others have lost their shirts,” he said.

“Buying a home is hard and often heartbreaking work. It is also very expensive, but has the advantage of being able to live there too.

Diversification should guide your investment decisions, he advised.

“The winning investment portfolios hold a mix of stocks, bonds and real estate spread across geographies, currencies and sectors,” he said.

“It’s not just the number of investments, however. It’s more about the nature of assets – they also have to behave differently.


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New Day reveals John Cena’s financial investment in Clash Of Clans https://purpleribbonproject.com/new-day-reveals-john-cenas-financial-investment-in-clash-of-clans/ Mon, 12 Jul 2021 07:00:00 +0000 https://purpleribbonproject.com/new-day-reveals-john-cenas-financial-investment-in-clash-of-clans/ John Cena was so obsessed with the Clash Of Clan mobile video game that he heavily invested a lot of money in the game, according to The New Day. Xavier Woods, Kofi Kingston, and Big E are renowned for being big fans of WWE video games, but the trio revealed a time when Cena forced […]]]>

John Cena was so obsessed with the Clash Of Clan mobile video game that he heavily invested a lot of money in the game, according to The New Day.

Xavier Woods, Kofi Kingston, and Big E are renowned for being big fans of WWE video games, but the trio revealed a time when Cena forced most of the WWE locker room to join him to play Clash Of Clans.

Big E says Cena took him so seriously that he and others felt pressure from the 16-time WWE Champion if they didn’t perform well enough in the game’s wars.

Speaking on the New Day podcast, E said, “We were basically forced to start Clash of Clans. It wasn’t something I really wanted to do. But I said, ‘Okay’, a bunch of boys were doing it, you know, a bunch of boys were in on it. We started a mobile game if you don’t know, yeah. It was pretty cool. We could bond together. We had a little group chat, and we would, you know, talk about things.

“We realized very quickly that, because Cena, Cena was the one who forced us, and he was pouring out a lot of money as a result, and there is no reason to spend the money, but if you spend money, it makes you speed faster in the game. So a lot of us were on level 3 bases, level 4 bases, and this man was like level 11.

“Everything was max, like instantly, and he was in. He was in. Same thing with Billy Kidman, Billy Kidman, that man fell to five digits. Five digits.

“But we realized very quickly that we were going on TV for fear of John Cena. Disappointment.

“As you know, you only have one star in battle. God forbid, you didn’t have stars when we went into battle. He was looking at you and you knew. Words wouldn’t even have it. You didn’t need to say anything. You knew you had let your clan down. So yeah, it got a bit under pressure. “

H / T Fighter


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